Beef Farm Insurance

  • We are Specialists in Beef Farm Insurance in the North East of Ireland and have a team of experts who are happy and willing to meet you at your farm.
  • All of our Farm Insurance Experts are from a farming, agricultural or horticultural background. This gives them a gut feel for your business as well as its insurance requirements.
  • All Risks cover available for AI Flasks and Straws, Livestock weighing equipment, calving and security equipment.
  • Click here for more information on our General Farm Insurance Policy which is relevant to Beef Farmers.
Make sure to protect your beef farm with the right level of cover

INSURING YOUR LIVESTOCK

Livestock is the Beef Farmer's biggest insurable asset. There are three types of cover available for drystock:

Fatal Injury (including slaughter on humane grounds)

Caused by fire, lightning, explosion, storm, collapse of Slatted Units, Flood, Livestock on foot, livestock in transit, and electrocution. Our Farm Professional Advisors will be able to advise you which insurance company is most suitable for your needs. They all have different levels of excesses on the various covers.

Livestock Theft (but not damage to or injury to)

Livestock stolen and not recovered.

Pedigree Livestock

This section covers death or infertility as a result of illness or accident to the animal. In order to get cover for a Pedigree animal, a vet’s certificate is normally required. Infertility cover is given for animals who have already had a successful pregnancy and birth. In other words, congenital infertility is not covered.

LOSS OF BASIC PAYMENT SCHEME INCOME INSURANCE

This cover is designed to provide protection for a farmer against loss of BPS as a result of damage to insured buildings, outbuildings and contents. The maximum amount payable under this section of €15,000

DO I NEED POLLUTION COVER?

Farms, by their very nature, create agricultural pollution. Chemicals used to prevent weeds and pests, invariably run off the land and find their way into rivers and lakes. Beef farmers have tanks under their sheds to collect slurry which is disposed of by spreading it, untreated on the land. Because these tanks are often unlined, they are prone to leaks, causing the contents to leach into the soil and the groundwater.

In a nutshell, agricultural pollution is the environmental contamination of ground and groundwater as a by-product of growing and raising livestock and crops.

Many farms also have a diesel tank. These tanks too can leak and cause damage and pollution to the surrounding soil, buildings and groundwater.

Any of the above scenarios leave the Farm exposed to Environmental Liability Costs. We can provide cover for Environmental Liability up to €2.6m, which includes the farmer's own land as well as land owned by third parties in respect of the clean-up costs.

HAZARDS OF BEEF FARMS - WHAT YOU NEED TO BE WATCHING FOR

Injuries from animals are by far the biggest cause of farm accidents and most of these arise from cattle. Teagasc reports that 65% of all farm injuries are livestock related and The Health & Safety Authority reported that of 18 deaths on farms during 2019, 7 were caused by being crushed or trapped by cattle. Click here for the HAS Guidance on the safe handling of cattle on farms.

Beef Farm Insurance review by  Damien.

OUR CUSTOMERS SAY

"..I have dealt with Monaghan and Dunalk offices of O'Callaghan Insurances. Great staff and excellent service.."

Damien Northland Farms

YOUR LOCAL BEEF FARM INSURANCE SPECIALIST

Debbie Brady – Beef Farm Insurance Agent

DEBBIE BRADY

NAVAN

Rosaria White – Beef Farm Insurance Agent

ROSARIA WHITE

DUNDALK

Edel Durkin – Beef Farm Insurance Agent

EDEL DURKIN

MONAGHAN