Please read our terms & conditions carefully
Your use of this website and its services is an acknowledgement and acceptance by
you that you have read and understood all disclaimers, notices and instructions
and the terms and conditions as set out or referred to in this Website including disclosure.
Quotations obtained from this Website are the terms of each Insurer based upon the
information provided by you. Your application for cover through this Website is
for a contract of Insurance arranged by O’Callaghan Insurances with the Insurer
whose rates you have chosen.
Before applying for cover please note that failure to disclose all material information,
i.e. information which is likely to influence the acceptance of the risk and the
terms applied could invalidate the Insurance (including disclosure of all claims,
convictions, disqualification+s, endorsements or pending prosecutions or any other
matter materially affecting insurers assessment of the risk, and to you providing
O’Callaghan Insurances with accurate and complete information). When acquiring Motor Insurance you should be aware that the driving licence held by you,
your age, sex, occupation, driving history, vehicle use and other matters all materially
affect the assessment of the risk and the premium level.
You are not authorised to add our Website (without prior written permission) in
any manner as a link on any other Website.
Unless otherwise stated, all quotations are inclusive of levies and premium taxes.
The precise Insurers terms and conditions of any cover O’Callaghan Insurances may agree to give
are set out in a standard policy subject to amendment by endorsement or other appropriate
variation. You are invited to review the Insurers standard policy which is available
on request.
The Irish Insurance industry require that we display the following standard declaration
in relation to Motor Insurance:
It is an offence under the Road Traffic Act to make a false statement or withhold
any material information for the purpose of obtaining a certificate of Insurance.
Furthermore, such action could invalidate your insurance cover. Material information
means any information likely to influence our acceptance or assessment of this proposal.
If you are in any doubt as to whether or not information is material then it should
be declared.
Privacy Statement
No personal details will be disclosed to any other person or bodies other than for
the purpose of confirming your quotation and/or cover with your selected insurance
company. We will not contact you by e-mail or traditional mail other than for the
purpose of offering you insurance or financial services. Please refer to our Privacy Policy on this website.
Cookie Policy
Cookies are small text files sent from a website and stored in the user's web browser
while user is browsing a website. All the cookies we use are harmless and are essential
for the functioning of the website. If you want to prevent cookies from being stored
by your browser you will need to disable them. This will prevent you from getting a quotation
on our website and remove other functionality outlined below.
We use a cookie to track user data entered in the quotation process between pages.
No user data is stored within the cookie, just a session identifier. These cookies
expire after a short period of time.
We also use cookies to anonymously gather statistics on how our website is used.
No personal information is gathered. This data is stored on Google servers and used
by us to improve the user experience on our websites.
A cookie is also used to remember if the user has chosen to hide the cookie notification.
You can disable cookies within your browser but this will prevent sections of our
website from functioning correctly.
A cookie is used to track the number of quotes completed.
Copyright
O’Callaghan Insurance is a registered trademark and company name. No content or part of this site
may be copied or reproduced electronically or by any other means without the prior
written consent of O' Callaghan Insurances Ltd t/a O'Callaghan Insurances, Quoteme.ie or Quoteline. Other company, product or service names
may be trademarks, or service marks of others.
Legal Issues
O’Callaghan Insurances accepts no responsibility for any accidental loss or liabilities incurred
by visitors to this site nor do we accept any liability in relation to contracts
of insurance made as a result of the use of this site. Insurance companies are responsible
for maintaining their own rules and rates in relation to products offered in our
comparative quotations. We have a strictly controlled and monitored security policy
in place and we accept no responsibility for errors or omissions that might occur
as a result of a deliberate breach of this security.
Premium Payment
All insurances are effected on the express condition that pending receipt of the
premium from the insured, we reserve the right notwithstanding delivery of policy
or receipt to the insured, to cancel the policy, obtain a refund from the insurers
and apply same in the reduction of the amount due by the insured or obtain payment
from the insurers on outstanding claims due to the insured and apply same in the
reduction of the amount due by the insured, and in that regard the insured hereby
irrevocably appoints O'Callaghan Insurances Ltd . T/A QuoteMe.ie, as its attorney
to deal with such matters as it should in its absolute discretion see fit. Subject
to acceptance by companies and or underwriters, and to all the conditions, provisions,
endorsements and limitations of the cover notes and policies of the companies and
underwriters.
Delivery Methods
Upon receipt of the premium from the insured, we will issue the relevant documents
to the insured through postage or via email where this has been agreed to.
Web Traffic Monitoring
Web traffic on OCI.ie is monitored using Google Analytics.
Access to site and User Conduct
This website is intended solely for personal use. This web site may not be used
for the collection, transmission, publication or exploitation of any data, information
or other material obtained through these pages or web site for commercial purposes.
In particular, use of any automated system or software to extract any information,
data, materials, including quotations, underwriting details and prices from this
web site ("screen scraping") or similar illegal activities is prohibited.
We reserve the right to suspend or withdraw access to this site without notice at
any time and accept no responsibility for these pages or website not being available
at all times.
We reserve the right to deny users access to this website or any part of it without
notice and to decline to provide the service to any users that is in breach of terms
and conditions.