If you use your farm machinery, farm equipment, farm vehicles or labour in connection with an agricultural or farming activity on somebody else’s land then you are engaging in Agri-Contracting. You need insurance to cover you for this activity. This is very important.
Even if money doesn’t exchange hands and you are merely doing a favour for a neighbouring farm, such as cutting hedges, if something goes wrong, you could be liable. Therefore, you need this cover.
However, don’t worry. This extension to your farm insurance policy will cost you little extra, if anything. Most often, we’ll note that you engage in a small amount of agri-contracting – no more than 5% of your total farm income coming from this activity. Three of the four farm insurance providers in Ireland are happy to note this on your policy and cover you for agri-contracting.